Banking Exams General & Banking Awareness — Question 1364

Question

RBI reduced the ceiling on public deposits held by deposit-taking Housing Finance Companies (HFCs) to what multiple of their Net Owned Fund?

  1. 3 times
  2. 2 times
  3. 4 times
  4. 1.5 times

Correct answer

D — 1.5 times

Explanation (English)

In 2024 RBI cut the public-deposit ceiling for deposit-taking HFCs from 3 times to 1.5 times their NOF.

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